Share Savings Rates

The following rates are effective as of

Rates illustrated below are the Annual Percentage Rates (APR).

Want to earn more on your savings? Consider a Share Certificate of Deposit or Money Market account.

Account Rate APY
     
Regular Share Savings
Less than $100
0.05% 0.05%
Regular Share/Savings
$100-$4,999
0.15% 0.15%
Regular Share/Savings
$5,000 & Above
0.30% 0.30%
     
Christmas Club 0.20% 0.21%
     
IRA Shares 0.30% 0.30%
     
Checking/Share Draft
$250 & Above
0.15% 0.16%
     
Church/Organization
Variable Shares*
   
$100 to $9,999 0.15% 0.16%
$10,000 to $24,999 0.40% 0.41%
$25,000 to $99,999 0.65% 0.66%
$100,000 to $199,999 0.90% 0.91%
$200,000 & Above
1.00% 1.01%

The board of directors declares dividend rates at the end of each quarter. Dividends are computed daily and paid to all accounts quarterly. Rates on share accounts (non-maturity and non-term accounts), are subject to change quarterly, with notification.

The earnings and APY on the various savings instruments may be reduced by applicable fees. A listing of fees can be found in the Share Account Disclosure brochure. For explanation and sample calculations of dividends, as well as loan interest calculations, please click here. For further information on Annual Percentage Yield (APY), please contact your local branch office. Minimum deposit to open a share savings account (including HSA & IRA shares) is $25.00. Disclosures.
Rates are subject to change without notice. Please contact the credit union at 1-800-831-3972 ext. 150 or email us at service@umethodist.com to confirm the current rate.