Rates • Savings Rates • Share Savings Rates
The following rates are effective as of May 23, 2013.Rates illustrated below are the Annual Percentage Rates (APR).
Want to earn more on your savings?Consider a share certificate of deposit or money market account.
Rates illustrated below are the Annual Percentage Rates (APR).
| Actual Dividends Paid 03/31/2013 | Rate |
APY |
| Regular Shares Savings Accounts ($0 to $2,499) |
0.25% |
0.26% |
| Regular Shares Savings Accounts ($2,500 to $4,999) |
0.40% |
0.41% |
| Regular/Special/Club Savings Shares ($5,000 and over) |
0.60% |
0.61% |
| Christmas Club | 0.50% |
0.51% |
| IRA Shares | 0.50% |
0.51% |
| Checking /Share Draft | ||
| $249 or less | 0.00% |
0.00% |
| $250 or greater | 0.40% |
0.41% |
| Church/Organization Variable Shares* | ||
| $10,000 to $14,999 | 0.75% |
0.76% |
| $15,000 to $24,999 | 1.00% |
1.01% |
| $25,000 to $99,999 | 1.25% |
1.26% |
| $100,000 to $199,000 | 1.50% |
1.51% |
| $200,000 or greater | 1.75% |
1.76% |
| *Click here for product information and restrictions. |
The board of directors declares dividend rates at the end of each quarter. Dividends are computed daily and paid to all accounts quarterly. Rates on share accounts (non-maturity and non-term accounts), are subject to change quarterly, with notification.
The earnings and APY on the various savings instruments may be reduced by applicable fees. A lisitng of fees can be found in the Share Account Disclosure brochure. For explanation and sample calculations of dividends, as well as loan interest calculations, please click here. For further information on Annual Percentage Yield (APY), please contact your local branch office. Minimum deposit to open a share savings account (including HSA & IRA shares) is $25.00. Disclosures
Rates are subject to change without notice. Please contact the credit union at 1-800-831-3972 ext. 150 or email us at service@umethodist.com to confirm the current rate.
