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Rates • Loan Rates • Home Equity

The following rates are effective as of March 10, 2010.

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Rates illustrated below are the Annual Percentage Rates (APR).

Home Equity Line of Credit

      Rates as Low as 4.99% APR

Home Equity Line of Credit Rates are Variable Rates. The Annual Percentage Rate (APR) may be adjusted semi-annually on the first day of January and July of each year. Loans have a periodic cap of 2% per year, no cap for decrease. Minimum APR is 4.99%. Maximum APR is 18%.

Home Equity Fixed Loan

     Rates as Low as 5.99% APR

Rates are subject to change without notice. Please contact the credit union at 1-800-373-1059 or email us at loans@umethodist.com to confirm the current rate.