Loans • New Car Loans

Before you shop for your next car, check with the credit union. We can outfit you with money and information to help you get the best deal.

Our loan officers are happy to sit down with you and come up with a pre-approved line of credit to buy your next vehicle. You can even speak to a loan officer over the phone. Take some of the pressure off when bargaining begins at the dealership by being able to tell the salesperson that you have cash.

If you have a car to trade in, click here to see its worth. This link provides information on wholesale, retail and private party values. Keep in mind that when purchasing a new car, the dealer is often willing to sell the vehicle at or below dealer invoice.

Dealerships have been advertising 0% financing for quite some time. It looks like a great deal on the surface, but there may be a few strings attached. Not all borrowers or vehicles qualify for the special financing. In many cases, the auto manufacturer will offer either a rebate or low to 0% financing. Sometimes you will find that the low to 0% financing is better for you than the rebate, but sometimes the rebate may benefit you more. Being an educated consumer is the key to saving money!

Using the above scenario, selecting the credit union to finance you new vehicle is a smart choice. You could save significant money over the loan. Additionally, if you sold your vehicle prior to the loan being paid off, you would owe less if you selected the rebate option.