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Be sure to ask us about our church loan program!

West Ohio United Methodist Credit Union is committed to “Supporting those who offer the Light of Christ”. One way we support the United Methodist community is to offer a broad range of financial services and lending options to our United Methodist Churches.

We believe that by providing low-cost or no-cost financial services and competitive rates on deposits, our churches are able to use those “saved dollars” for their individual ministries.

Here are a few of the value added services available to your church

Primary Checking for United Methodist Churches

  • No monthly service fee
  • No fees for check or cash deposits
  • No minimum balance requirements
  • Overdraft Line of Credit
  • 100% funds availability on your deposits (no holds)
  • Quarterly dividends may be paid on the entire account balance
  • Free Internet access to manage all your church accounts
  • Account activity download capability
  • Internet images available for cleared checks
  • Free Direct Deposit – Church members may elect to have their weekly giving deducted from their personal account and directly deposited to your church account.
  • Free deposit stamps and deposit tickets
  • Free ATM transactions including deposits
  • ATM/Debit Card
  • No monthly service fee
  • No fees for check or cash deposits
  • No minimum balance requirements
  • 100% funds availability on your deposits (no holds)
  • Quarterly dividends paid on the entire account balance
  • Free initial check order and check book displaying the United Methodist Logo
  • Free Internet Banking
  • Free Telephone Banking
  • Account activity download capability
  • Internet images available for cleared checks
  • Direct deposit
  • Free ATM deposits
  • ATM/Debit Card

Direct Deposit of Weekly Giving

  • Direct Deposit is a free service to our United Methodist Churches
  • Members can directly deposit their weekly offering into the church's checking account, regardless of where they do their banking

VISA Credit Cards

Today, many United Methodist Churches provide their pastors and staff with a credit card for church related business. Most often balances are paid as the bill comes due. In some cases, the church will need to carry a balance for a period of time. The West Ohio United Methodist Visa Card works well in both situations. When you pay the balance in full each month, there are no fees or interest charged on purchases for the first 25 days. When you need to carry a balance, our Church Visa offers a low interest rate as indicated below in the disclosure table. The card prominently displays the United Methodist Cross and Flame.

Annual Percentage Rate Grace Period for Repayment of the Balance for Purchases Method of Computing the Balance for Purchases and Cash Advances Minimum Finance Charge Transaction Fee for Purchases Annual Fee Late Fee Over the Limit Fee
7.9% 25 days Average Daily Balance (including new purchases) None None None $15 None